Smart Guide to buying a home [electronic resource] / Alfred Glossbrenner, Emily Glossbrenner.

Includes index.

Available through the EBSCO e-book Collection, which can be found on the Davenport University Library database page.

The Process of Buying a Home -- First, Get Prequalified -- Down Payment and Closing Costs -- So Much, So Soon -- Selecting an Agent -- Location and Type -- Negotiations -- Shopping for a Lender -- Making the Deal -- Contingencies -- Sealing the Deal -- The Grand Adventure -- Pros and Cons of Owning a Home -- The Downside of Home Ownership -- The Financial Risks -- Maintenance: Time and Money -- Just Staying Even -- Taxes: More Bad News -- The Plus Side -- Financial and Tax Benefits -- Tax Brackets -- If You Can Rent, You Can Own -- Warm-and-Fuzzies -- How Much House Can You Afford? -- Avoiding the "Too Much House" Trap -- Keep Those Pencils Sharp! -- Ratios, Ratios, and More Ratios -- The 28/36 Qualifying Ratios -- Where Do You Fit? Median Home Prices and Family Income -- Doing the Math -- What Are You Worth? -- How to Figure Your Net Worth -- Adding Up Your Assets -- Adding Up Your Liabilities -- Your Spending Worksheet: Where Does the Money Go? -- Visualizing Life in Your New Home -- Getting It All Down on Paper -- Ready, Set, Calculate! -- Putting It in Perspective -- How Much Will the Bank Lend Me? -- A Bit of Simple Algebra -- What Price House Can I Buy? -- The Down Payment, Closing Costs, and Other Expenses -- Leave Some Money for Contingencies -- Good News (at Last!) -- Homes and Locations -- How to Approach Home Buying -- Thinking Long-Term -- Single-Family Homes -- Variations -- Condos and Town Houses -- Condominiums -- Town Houses -- Big City Option: Co-Ops -- Location Matters -- Where You're Coming From.

Description based on print version record.